Just read my last post in 2006, where I complained about Blue Shield. Thankfully, things have taken a turn for the better since then. The company I worked for got acquired, and the new company is bigger and has much better benefits. As a result, I now have Aeta, whose "reasonable and customary" fee for this type of surgery closely approximates my surgeon's quote. Net, my out-of-pocket has dropped to about $8,500, instead of the whopping $21,000 I'd have to pay if I stayed with Blue Shield.
Aetna is the way to go, if you can't have Kaiser.
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2 comments:
Why couldnt you just pay for kaiser insurance a couple of months before surgery? I believe it only cost $200 a month?
Because my OS only takes PPO. I really wanted to have him perform the surgery, as he did an excellent job with a friend of mine five years ago. That's how I found him. Plus, I hear Kaiser has a long waiting list for this type of surgery - three years. Not sure if it's true.
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